Last Updated: July 15, 2025 1. Interpretation 1.1. Interpretation and Definitions The words with the initial letter capitalized have meanings defined under the following conditions. The definitions shall apply regardless of whether they appear in singular or plural. 1.2. Definitions - “Application” means the Settleline website or platform. - “You” means the individual or entity using the Service. - “Company”, “We”, “Us”, or “Our” refers to Settleline. - “Services” refers to the cross-border advisory, compliance, and financial assistance provided through the Application. 2. Acknowledgment 2.1. These Terms and Conditions govern your use of the Service and form a legally binding agreement between you and Settleline. 2.2. By accessing or using our Services, you accept and agree to be bound by these Terms and our Privacy Policy. 2.3. If you do not agree with any part of these Terms, please discontinue use of the Services. 2.4. This document is an electronic record under the Information Technology Act, 2000. 2.5. You must be over the age of 18 to use the Service. 3. Registration and Your Information 3.1. To use certain Services, you may be required to provide personal information, including but not limited to: - Full name, contact information, and address - Government IDs (e.g. PAN, Aadhaar) - Financial details where applicable 3.2. You represent and warrant that: - All information you provide is accurate and up to date - You have the legal right to share such information - You will not impersonate another person or provide misleading information 4. Payments and Refunds 4.1. Settleline may offer paid services which are billed as one-time or recurring charges. 4.2. All payments are processed through secure third-party payment providers. 4.3. Settleline does not store your card or banking details. 4.4. Refunds, if any, are subject to specific service-level terms and are not guaranteed unless explicitly stated. 5. Availability and Accuracy 5.1. The Services may contain errors or outdated information. We are not responsible for inaccuracies or delays in content updates. 5.2. We reserve the right to update, remove, or revise Services at our sole discretion. 6. User Accounts 6.1. When creating an account, you agree to: - Provide truthful information - Keep your login credentials secure - Notify us immediately in case of unauthorized access 6.2. You are solely responsible for all activities under your account. 7. Intellectual Property 7.1. All content on the Site, unless submitted by users, is the property of Settleline. 7.2. You may not reproduce, distribute, or commercially exploit any portion of the Service without prior written consent. 8. Third-Party Links 8.1. The Service may contain links to third-party websites. 8.2. We are not responsible for the content, policies, or practices of any third-party websites. 9. Limitation of Liability 9.1. In no event shall Settleline be liable for indirect, incidental, or consequential damages arising from your use of the Service. 9.2. Our total liability, if any, is limited to the amount paid by you for the Service. 10. “As Is” Disclaimer The Service is provided “as is” and “as available” without warranty of any kind. We do not guarantee uninterrupted access, accuracy, or fitness for a particular purpose. 11. Restrictions You agree not to: - Use the Service for unlawful or abusive purposes - Attempt to interfere with system integrity or security - Upload or share malicious or misleading content 12. Indemnification You agree to indemnify and hold harmless Settleline from any claims, liabilities, damages, or legal costs resulting from your use of the Service or violation of these Terms. 13. Force Majeure We shall not be liable for any delay or failure caused by events beyond our reasonable control, including natural disasters, cyberattacks, internet outages, or regulatory changes. 14. Grievance Redressal If you have any concerns or complaints, please contact: **Email:** hello@settleline.com **Grievance Officer:** Laksh Gupta **Address:** Sector 63, Noida, Uttar Pradesh 201301 15. Governing Law These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in New Delhi. 16. Dispute Resolution Disputes shall first be resolved through informal negotiation. If unresolved within 45 days, the matter shall be referred to a sole arbitrator in New Delhi, in accordance with the Arbitration and Conciliation Act, 1996. 17. Severability If any provision is held invalid, the remainder of these Terms shall continue in full force. 18. Changes to Terms We reserve the right to update these Terms at any time. Material changes will be notified via the website or email. Continued use after such changes constitutes acceptance. © 2025 Settleline. All rights reserved.